October 2015 E-Newsletter



I hope that you find these articles of interest. If you have a topic for future discussion, please let me know.

Please call anytime we can answer questions or be of help with your business insurance needs.

What’s New This Month

Misclassifying Workers as Independent Contractors is Bad for Your Business

Employer misclassification of workers as independent contractors is a large and growing problem. Employers trying to keep their costs down may inadvertently or deliberately misclassify workers who should be classified as employees. They escape employment taxes, unemployment and workers’ compensation insurance costs, and paying overtime rates required by law for employees….Read more

Employers are Required by Law to Keep the Workplace Safe

Small business owners have a responsibility to provide a safe work environment for their employees. This responsibility is crucial to the survival of the business and for optimal revenue. If the workplace is unsafe, employees may suffer injuries or be unable to complete their jobs optimally. For example, a workplace where the the lighting is inadequate may result in employees being unable to see clearly and injure themselves as a result….Read more

Why an Annual Business Insurance Review is Crucial to Your Evolving Business

Most new business owners are concerned that everything is favorable for the success and safety of their business, which includes obtaining the protection of business insurance. However, longevity and success can cause complacency. Let’s say you started your business 10 years ago with just a small space and computer desk….Read More